About Us


An environment that is conducive to the stability, viability and long-term growth of the pensions industry in Zimbabwe

Mission Statement

To do all that is necessary to enhance and safeguard the interests of our members and stakeholders in the pension industry in Zimbabwe.

Core values

  • Integrity
  • Transparency
  • Consistency
  • Pro – activity
  • Innovation
  • Efficiency


The promulgation of the Pension and Provident Funds Act in 1976 spurred Mr. J.S. Robins of Rio Tinto to call for a meeting to which he invited all interested parties, composed mainly of self administered pension funds, to seek recognition by Government as the sole and authentic body representing the Pension Funds Industry. At that inaugural meeting Mr. Robins pointed out that both in the UK and RSA pension funds had come together to speak with one voice in representing both employers and employees on issues which impact on retirement, ill-health, disability and generally in service employee benefits. Some of the dozen or so founding fathers who were present at that meeting were the late Mr. Ken Mcgreal of the LAPF, Mr. AJ Hermann of Old Mutual and RE Clark of Commercial and Industrial Joint Pension Funds. These founding fathers drew up a constitution in which the objectives of the Association are: –


  • to provide and protect the interest of its members


  • to collect, collate, circulate and exchange information which will be of service and interest to the members and to assist and further the development of pension and provident funds as well as


  • to do all such lawful things as are incidental or conducive to the attainment of the objectives of the Association or as may appear to be in the interest of its members.


The Association went on a recruitment drive for members and initially attracted the large self-administered pension funds who paid modest subscriptions. Up until October 1993 the ZAPF met in different boardrooms of their members in rotation with all stationery and secretarial services being provided pro deo.


October 1993 saw the acquisition of offices in Islip House in Harare and the appointment of the Director General and a month later the Messenger.

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